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Cheryl Posner

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Moms Need Vacations Too

How long has it been since you took your last vacation? It may be time to plan one ASAP. Vacations are not only nice, they are actually essential to your physical and mental well-being and can positively impact your productivity in other areas of your life.

It doesn’t have to be the fanciest vacation ever, and there are ways to save money. For example, I bet you didn’t know that as a mom, you qualify for things such as Avis Rental Car Coupons. Don’t forget to ask for that car seat for baby

Best Destinations

As of this writing, hurricanes have really changed things. A lot of amazing family destinations in the Caribbean are currently being repaired due to extensive damage from the winds and water.

But fortunately, the world is a big place, and two excellent suggestions for vacations for new mommies that have managed to escape are the Mexican Riviera and, of course, Disney World. A little known fact is that Mexico as a country has just about the most mature and well-developed tourism industries that you will find anywhere. And Disney World is in and of itself a major institution that also won’t let you down when it comes to customer services. Both destinations offer various price-points, so pick one that is right for baby and for you.

Another option is Punta Cana, which is all-inclusive, family-friendly, beautiful, great beaches and very stress free. It’s also chock full of activities all day long for every possible age group.

Just as an aside, when the areas that have been affected by the hurricanes re-open to the public, it would be a nice gesture to think about vacationing their soon after, as they are going to need your support.

Places To Avoid

Don’t go anywhere too exotic, or where getting there and back in and of itself is difficult. Travelling with babies is hard enough already! Especially, try to avoid flights over six hours long, as these can be incredibly taxing.

Unless you’re a real lumberjack type, it’s also probably a good idea to avoid camping trips, at least until baby is school age, at which point they can actually appreciate it. Camping means there are certain chores to be done, and if the baby is too young, it’s all on you.

This also goes for big cities like NYC, Tokyo, Mexico City, Hong Kong etc. where it’s almost impossible to get around in a car for whatever reason. Taking a baby around public transportation in an unfamiliar city is just about anybody’s definition of purgatory.

The Joys of Working At Home, Or Not?

Maybe you’ve been a stay at home mommy but it’s getting too hard to balance the books, so you have to look for some extra income somehow. Or maybe you’re a working mommy, and you have been offered the chance to work from home, but are not sure if you should take it. There are definitely advantages and disadvantages to both. Let’s analyze things a bit further and see what we can come up with in order for you to make an intelligent decision;

Logistics

There is no question that the office has the advantage of being a space 100% dedicated to work and getting things done efficiently. Furniture at Work, for example, will almost always be superior, as will a lot of the equipment surrounding you. Having said that, often a properly set up home office can be more than good enough for all intents and purposes.

One clear disadvantage of going to the office is not the office itself but the commute to and from the office. This is especially a big deal if you live far enough away from where you work to make the commute a nightmare, which is an unfortunate reality for many of us.

Environment

This one would seem to go in favor of the formal office as well, but there are exceptions.

It’s true that the home is a hotbed of potential distractions from work life, but it’s also true that even in an office environment, distractions abound. Depending on your personality and that of your co-workers, you may really wind up being more productive in an environment where your co-workers are physically separated from you.

One hack that may sound ridiculous at first, but can actually work for some people, is to dress for work at the office even if you are working from home. This sometimes can put people in the right mindset to be efficient while working. Also, of course, your job may require conference calls which may in turn require a certain standard of personal appearance. Your milage may vary greatly on this points, and they certainly could use your own detailed analysis of the situation.

Compensation

Some companies are nice enough to just allow you to work from home and offer the exact same contract. In these cases, it’s much more advisable to take them up on it, because the savings alone (in both money and time) are probably going to make it worthwhile.

However, in the real world, stay at home positions usually come with some pay cut or some other caveat that makes the waters quite a bit muddier.

In actuality, even more worrisome in many cases than simply getting paid less is the possibility of your employers taking advantage of the situation by trying to make you available 24/7. This is something to be avoided at all costs. A situation like this is guaranteed to turn your dream of working at home into a major nightmare quickly. Clear boundaries must be set as to your schedule.

So are you ready to take the plunge into working from home? Only you can decide at the end.

October Means New Wines

October is always an exciting time of the year not just for Halloween aficionados, but also for those of us who are wine aficionados as well. This is prime time for the year’s new wines to be released, in tandem with the harvest.

Here are some items that are making it into our hearts and our menus for the fall eating (and drinking) season:

White Wines

This year we’d like to focus on the white wines first, as we are finding the Albariños from Gallego country (located politically in the northwest of Spain) to be shockingly good this year. Albariño has went in recent years from a niche wine to something that’s been more and more dominating restaurant menus, and with very good reason. It pairs amazingly well with so many seafoods.

For meals that require something with a little more punch and depth to keep up with the complex dishes, South Africa has been putting forth a real nice little Sauvignon Blanc as of late that works wonderfully with those heavy-sauced fowl dishes, and indeed would be great for families who do the turkey or even more traditional goose thing during the holidays.

Red Wines

The Mendoza region of Argentina is famous for its production of fine wines and fine liquors, and this year has not disappointed. Our favorite for the season is a full-bodied little Malbec number called El Salvaje, and indeed, if you’re lucky enough to get some game meat on your table this fall, this would be an excellent choice to pair with it.

For the times when a lighter, fruitier red is called for, why not try this wonderful German offering. It’s called Dornfelder in their language, and is extremely similar to the Pinot Noirs we all know and love. This would go well with something like a filet mignon and is also an excellent choice for drinking solo at the after party.

Rosés

Honestly this hasn’t been the best year for this type of fine, but there are still some very notable offerings that don’t have to break the bank. Bila-Haute Rose 2016 is a house favorite this year, combining the best of both worlds, which is what a quality rosé should entail always.

Have we missed out on anything you think stands out this year? Be sure to drop us a line in the comments below and let us know if you can think of anything.

Growing Old: The Financial Rollercoaster Nobody Mentions

It’s something that nobody wants to talk about but like it or not, you will get older.

On the plus side, today isn’t the day that we’re about to remind you about the bulging belly and grey hairs that are often associated with aging (although these by no means happen to everyone – the former is a common myth in fact).

Instead, today is all about finances. It might be a seemingly boring topic, but in relation to aging it can also prove to be quite popular. As you’ll soon find out, as you age you will meet your fair share of financial surprises but contrary to popular belief, they’re not all bad.

Surprise #1 – You might earn more

Today isn’t the day that we’re going to bang on about pensions. Instead, it’s about how much MORE you could earn when you get older.

Sure, your pension might aid in this process, but this surprise is probably going to apply to those of you who are still working. This is because studies have found that 90% of over 50s are actually classed as “happy” in their job role. This is mainly due to the fact they have reached their career goals and are regarded as an expert.

As we all know, a happy worker tends to be a motivated one. The domino effect of this is that pay rises and promotions are still on the table – with many people also taking on extra freelance work to supplement the coppers some more.

Surprise #2 – You will probably have to provide for your children even after they fly the nest

We all know the cost of raising children – it spans into hundreds of thousands of pounds.

This figure is seemingly on the rise though. More and more parents are helping out with a house deposit for their kids, for the simple fact that it’s otherwise unaffordable.

It doesn’t stop at bricks and mortar though – it can stretch as far as funerals and elderly care. In relation to the former, many people feel as though it’s better to pay “today’s rate” with a pre-paid funeral plan, to ensure that the family doesn’t have a huge bill. Then, with elderly care, it’s been all over the news over recent times how expensive this is – and it’s not getting any cheaper.

Surprise #3 – You might have more financial flexibility

The final surprise is another pleasant one; you’ll probably have slightly more financial flexibility than you once thought. We’re mainly referring to refinancing and if you need a quick boost of cash, mortgaging is most definitely possible. In fact, it’s something that’s come on leaps and bounds over recent years and while banks may have once been reluctant to loan to the elderly, this is no longer the case. Of course, there are limits, but these are higher than they once were which just carves a few more avenues to those of you who might want to make that luxury purchase.