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Growing Old: The Financial Rollercoaster Nobody Mentions

It’s something that nobody wants to talk about but like it or not, you will get older.

On the plus side, today isn’t the day that we’re about to remind you about the bulging belly and grey hairs that are often associated with aging (although these by no means happen to everyone – the former is a common myth in fact).

Instead, today is all about finances. It might be a seemingly boring topic, but in relation to aging it can also prove to be quite popular. As you’ll soon find out, as you age you will meet your fair share of financial surprises but contrary to popular belief, they’re not all bad.

Surprise #1 – You might earn more

Today isn’t the day that we’re going to bang on about pensions. Instead, it’s about how much MORE you could earn when you get older.

Sure, your pension might aid in this process, but this surprise is probably going to apply to those of you who are still working. This is because studies have found that 90% of over 50s are actually classed as “happy” in their job role. This is mainly due to the fact they have reached their career goals and are regarded as an expert.

As we all know, a happy worker tends to be a motivated one. The domino effect of this is that pay rises and promotions are still on the table – with many people also taking on extra freelance work to supplement the coppers some more.

Surprise #2 – You will probably have to provide for your children even after they fly the nest

We all know the cost of raising children – it spans into hundreds of thousands of pounds.

This figure is seemingly on the rise though. More and more parents are helping out with a house deposit for their kids, for the simple fact that it’s otherwise unaffordable.

It doesn’t stop at bricks and mortar though – it can stretch as far as funerals and elderly care. In relation to the former, many people feel as though it’s better to pay “today’s rate” with a pre-paid funeral plan, to ensure that the family doesn’t have a huge bill. Then, with elderly care, it’s been all over the news over recent times how expensive this is – and it’s not getting any cheaper.

Surprise #3 – You might have more financial flexibility

The final surprise is another pleasant one; you’ll probably have slightly more financial flexibility than you once thought. We’re mainly referring to refinancing and if you need a quick boost of cash, mortgaging is most definitely possible. In fact, it’s something that’s come on leaps and bounds over recent years and while banks may have once been reluctant to loan to the elderly, this is no longer the case. Of course, there are limits, but these are higher than they once were which just carves a few more avenues to those of you who might want to make that luxury purchase.

How To Not Go Crazy as a New Mommy

There is no doubt about it; your life has changed permanently, and it has changed for the better.

However, that doesn’t mean you have arrived in paradise. Being a new mommy presents several of its own unique and difficult challenges to be overcome, and one of the main ones is adjusting to that stir crazy stay at home lifestyle you will probably be living in the first months of baby’s life.

Keep Working

The first advice, look for side hustles from home. Today’s world has the advantage of being super interconnected. Take advantage of this. You will be busy with baby, no doubt, but you will also have lots of downtime where you are staring at the walls or some TV screen, frustrated. Getting a flexible side hustle of some sort (there are so many literally), will keep your brain from rotting and keep you on an even mental keel, as well as bringing in some always welcome extra funds for baby’s needs and other necessities and luxuries of the world.

Take Baby Out Frequently

By frequently, we mean at least once a day, if possible. Don’t be overly worried about the weather either; just dress baby appropriately for the occasion and you will be fine. The fresh air and the change of environment will do both of you worlds of good.

Walking is also an essential physical activity for all human beings. No matter if one is an Olympic athlete or an office worker, all of us need a certain amount of time walking. It’s impossible to be healthy without that. The sooner you get back into this routine, the better. Of course, if the birth was unusually difficult, you may want to consult your doctor first, but let him or her know you really want to get back into things as soon as possible.

Keep The Home Well Stocked

Whatever you need, make sure you have tons of it, and a constant fresh supply. This of course goes for diapers, formula (if needed), baby food, laundry detergent (you will be doing a LOT of laundry, and the detergent of course has to be infant suitable), bottles, anything else you can think of. Babies have tons of material needs, and running out is not a good outcome! If you don’t have a membership at something like a Costco or BJ’s or Sam’s Club, now would be a great time to take one out, as you will be buying in bulk like never before with baby!

Bingo and family time makes our lives beautiful!

Family time is as important as your time with yourself and your friends. No one can ever deny family is the most precious gift given by God on earth.

From childhood to adulthood your parents mould you in each and every step with their immense hard work and patience.

What not your parents go through every day to bring a healthy growth and development in you. Life of your parents is surely no less than a roller coaster ride when they look after you 24/7.

We represent our family in every aspect and our success is achieved because we all have a supporting and caring family with us.

So family being a very important part of your life you should often take some time from your busy schedules and enjoy with them.

Involve in some conversations or share your worries with your family and get the perfect solution to your problem.

Chill out with them and have fun while watching a movie together or go for a trip to spend an exciting family time.

This way the bond between you and your family gets strengthened and you feel all the more happier.

Another thing that can provide you with immense joy is a game of bingo. Sign up on the popular site BingoMagix and get a bingo bonus worth £10 absolutely free to play your favourite games.

Socialize with your online buddies over every game through the unique chat feature and with time they become your second family for sure.

Life is fun when you have the precious family with you around to share and care- enjoy every moment with them!

Family Friendly Sports Destinations

One of the nicest things about having a family is getting to go on vacation with them. And one of the best ways to go on vacation with your family is to do a sports-themed vacation. Assuming the whole family is into sports (and many of them are), this can be a whole new level of bonding among the family.

Giving specific suggestions is almost too tough here, because there are so many options to choose from. For example, just under baseball, and just for starters, you could tour Wrigley Field, from there head into Iowa and tour the original Field of Dreams (yes, the one about which they made a movie), then go east all the way to Faneuil Hall, the NYC baseball stadiums, and the Baseball Hall of Fame (the world’s oldest hall of fame at 75 years old ) in Cooperstown, NY. Tour Doubleday field, where the sport in and of itself was born, and visit the Baseball Wax Museum. And this is just scratching the surface!

It is highly recommended not to under-estimate your children. You may be surprised at the things that will NOT go over their heads. And don’t forget that it’s up to you to push their limits and broaden their horizons. Don’t be afraid to book a vacation that will give your kids a sense of the history of their favorite sports, and even include sports that they may not yet know about or particularly care for. This even includes things like horse racing, for example. Your kids may just be introduced to the sport, but come back with spectacular memories of their first Kentucky Derby. The possibilities are massive.

Internationally, there are also tons of options. Beside the obvious and expensive World Cups and Olympics, there are tons of cheaper and interesting options. One little-known gem is the windsurfing championships held every year at Cabarete, Dominican Republic, which is a reasonably cheap destination and a cheap and short flight from the USA. The best part about a plan like this is it comes with plenty of sand and surf for the family to enjoy as well, as well as amazing beach-side dining.

Of course, mom and dad are still going to be more sophisticated and jaded than the kids. One way of keeping the kids happy without getting bored yourselves is to place a bet online before going to the event. And if you are abroad, for example in the UK where sports betting is legal, it will be an option available right there in the arenas. This multiplies the adrenaline of the event many times over and lets you really get into it with the same spirit that the kiddies do!